An estimated 197 million Americans were covered by private insurance in 2013. Private coverage can be provided through an employer or through a separate plan purchased by a patient. The health services covered by the plan depends on the type.
The Social Security Act assures that patients who are diagnosed with ESRD and have private insurance can keep their plan for up to 30 months. After that period of time, Medicare becomes the primary payer for health services and the private plan becomes the secondary payer. To find the best coverage option, it is suggested you speak with your insurance provider.